Asset Allocation Saves You From Yourself
Asset allocation strategies usually have a mechanical nature due to fixed allocation ratios and rebalancing. For example, as I described in Asset Allocation Basics, suppose you have a fixed asset...
View ArticleBook Review: The Intelligent Asset Allocator
I recently read The Intelligent Asset Allocator: How to Build Your Portfolio to Maximize Returns and Minimize Risk by William Bernstein. Bernstein is not your typical investment author – he is a...
View ArticleNew Tutorial – My Asset Allocation
For those of you that are curious about my exact asset allocation, I have added My Asset Allocation to Tutorials. Enjoy!
View ArticleNew Feature – Asset Allocation Calculator
I’ve added a new Calculator menu option that allows you to answer a few simple questions and then calculate your recommended asset allocation. Try it out and tell me what you think!
View ArticleShould You Tilt Towards Value?
Both my asset allocation and the built-in calculator have a value tilt. This article discusses why that is the case. But before I discuss why, I need to define exactly what is a value tilt. What is a...
View ArticleTactical Asset Allocation
You’re probably familiar with Strategic Asset Allocation (SAA) because it’s the conventional way to divide your portfolio across various asset classes. It’s what I describe in asset allocation basics...
View ArticleReader Question – What About Taxes And Asset Allocation?
A reader recently asked a question about taxes and asset allocation: Love your site, especially how specific it is with naming the Vanguard funds! Do your asset allocation recommendations change...
View ArticleNew Vanguard International Bond Funds
I’m interested in international bond funds because of the unprecedented and artificially low-interest rates created by the Fed. How many more government bonds can the Fed buy through Quantitative...
View ArticleReader Question – How Much Money Do You Need To Retire?
I recently received the following reader question: I am thinking of retiring soon as well and was wondering what dollar figure (roughly) you think you need for retiring? This is a common question for...
View ArticleBook Review: Pound Foolish
Last week, I finished reading a scorching exposé about the personal finance industry called Pound Foolish: Exposing the Dark Side of the Personal Finance Industry by Helaine Olen. The book is a great...
View ArticleCalculator Improvements
Based on user feedback, I have added more explanatory paragraphs to the Asset Allocation Results section of the asset allocation calculator. For instance, if you indicate that you own your own home,...
View ArticleRetirement Withdrawal Strategies
My early retirement started over a year ago and I love it! In fact, I enthusiastically recommend retirement to anyone that asks. Since retiring, I’ve supported my expenses with withdrawals from...
View ArticleNew Feature – Asset Rebalancer Spreadsheet
I’ve added a new Asset Rebalancer Spreadsheet menu option under Tools. This new option contains spreadsheets that help you periodically rebalance your asset allocation. Try it out and let me know what...
View ArticleCalculator Updated for PE10 Over 25
I have updated the asset allocation calculator to take into account the new higher PE10 which is currently over 25. This implies an adjustment of -25% as described in the Market Level Allocation...
View ArticleNew Service – Financial Coaching
As a result of several emails I received, I’ve added a new Financial Coaching service for you. I retired early at age 52 by increasing income, reducing expenses, and investing wisely. I can use the...
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